Business Loans

We offer fast Business Loans up to $250,000, with several options available from financing a business asset to providing much needed cash flow, Loan Direct can help. We offer principal and interest term loans, interest only loans and cash flow financing to assist your business.

Eligibility and funding can be completed in as little as 24 - 48 hours. We pride ourselves on finding the right solution for you and the funds can be used for any purpose.

We can look at any situation but these are the standard terms

  1. You must have been in business for at least nine months and have a monthly turnover of at least $10,000 per month.
  2. We don’t always need financial accounts but will require your last six months of bank statements, we can send you a link so these can be retrieved electronically.

Please feel free to call and discuss your requirements with one of our experienced Finance Consultants on 0800 323 130 0800 323 130 or apply on line here to get started.

Quick Competitive Business Loans – Loan Direct – Your money, your way

We do not offer Short Term loans, all Loan Direct loans are for terms of six to sixty months.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Loan Direct would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95% $39 per week
Total cost payable over 24 Months $4154.88

We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

© 2020 Loan Direct - Personal Loans New Zealand