Affordable Debt Consolidation Loans

With a debt consolidation loan we take all your loans, credit cards & other debts and put them all together in one loan with one payment in line with your pay cycle. The majority of our clients have more than one loan and a debt consolidation loan is a great way to reduce payments and get your life back. With only one payment to make each week budgeting becomes a lot easier and you will have more available cash for other purposes if required.

Use our on line calculator to see how much you can save each month by consolidating all of your debts with Loan Direct.

If you have any queries, please call us on 0800 323 130 or complete the online application and we can get started on reducing your monthly payments.

Quick debt consolidation loans – Loan Direct – Your money, your way

Apply Online Now!or call us on 0800 323 130 0800 323 130

We do not offer Short Term loans, all Loan Direct loans are for terms of six to sixty months.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Loan Direct would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95% $39 per week
Total cost payable over 24 Months $4154.88

We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

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