Loan Direct - Personal Loans NZ Wide

Welcome to Loan Direct your first choice for competitive Personal Loans, Car Loans and Debt Consolidation Loans direct to you. We are online loan specialists with an emphasis on getting your money to you as quickly and efficiently as possible. This is achieved by embracing technology and utilising our experienced staff to find the right solution for your circumstance. With us you will deal with one person – no long queues or complicated phone systems, you deal with an experienced finance professional from the start until your loan is settled. We have the experience, products and knowledge to find a solution that is right for you at payments that suit your budget.

We pride ourselves on our service and the ability to find satisfactory solutions for all our clients; this is only achieved with excellent staff and robust processes. We have one of the most experienced lending teams in the country and we settle a large number of Loans in NZ each month whilst keeping our clients happy and informed all the way through. We will discuss all possible loan options with you so you can make an informed decision and move ahead, we are committed to finding a solution for you at the best terms available in the market. Whilst Personal Loans are our specialty we also offer Car Finance, Debt Consolidation, Property Finance and we are also able to assist people with Bad Credit that require finance.

We have been operating for over ten years now and each month over 20% of our business comes from clients we have dealt with before. This is a testament to our staff and the exceptional service they provide. Our clients keep coming back when they require additional funds and we also receive a large amount of referral’s from existing clients when friends or family require assistance. So if you want to experience what makes us different, give us a call or apply on line and we look forward to assisting you.

We do not offer Short Term loans and all terms are a minimum of six months to a maximum of sixty months. Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Loan Direct would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95% $39 per week
Total cost payable over 24 Months $4154.88

We offer the following services:

  • Personal Loans

    Device-arrows-small Loans for any purpose usually paid the same day.

  • Car Finance

    Device-arrows-small Private sales, trade me or car dealer we can make it happen.

  • Debt Consolidation Loans

    Device-arrows-small One easy to manage payment rather than multiple payments to different lenders.

  • Property Finance

    Device-arrows-small Second mortgage lenders with flexible options & terms suited to your circumstance. Check out our Finance Page to see what we can finance for you.

If you are looking for a Personal Loan, Debt Consolidation solution or competitive Car Finance to upgrade your vehicle, please apply for a Personal Loan now or call us on 0800 323 130. With Loan Direct you will be assured of a great deal with first class service. We are also able to assist people with less than perfect credit, you can apply for a bad credit loan right now or get some more info on bad credit loans and how they may help you.

Competitive quick loans – Loan Direct – Your money, your way!

Apply Online Now!or call us on 0800 323 130 0800 323 130

We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

© 2021 Loan Direct - Personal Loans New Zealand