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8:00AM to 5:00PM Weekdays
Interest Rates from 9.95%*
Loan Direct
Your first choice for
competitive loans
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Easy Online Application
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Rates From 9.95%*
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Fast Loan Payout

Loan Direct

Your Online Loan Specialists

Loan Direct has merged fast lending with competitive interest rates to deliver a borrowing experience that is second to none.

We believe that low-cost lending can be delivered the same day or next*. By drawing on the latest technology and the expertise of an experienced lending team, we make it happen. Why should you have to go through a bureaucratic, drawn-out process if you’re earning a regular income and cannot maintain your repayment schedule?

If you want the best of both worlds – fast, easy loans and competitive interest rates, apply today.

*Subject to responsible lending checks and lending criteria.

Types of Online Loans

What Would You Like To Apply For?

Our lending team is one of the most experienced in the country and look at all options for you. We can even offer interest rates lower than banks and other finance companies in some cases. 

Our lending team is one of the most experienced in the country and look at all options for you. We can even offer interest rates lower than banks and other finance companies in some cases.

Are You Concerned About Your Financial Situation?

Call us for free. In around 10 minutes you’ll have a good idea of your options, and what we can achieve for you. Simply tell us what you’d like to achieve and we’ll tailor a Loansmart package for you.

  • We look at all the options to find a better solution for you
  • We offer low rates and flexible terms
  • We provide fast professional service
  • We can assist people with a low credit rating or bad credit score.

Loansmart Limited (FSP #7461, trading as Loan Direct) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority.

More loan options guided by licensed financial advisors acting in your best interest.

Why Loan Direct?

Exceptional Service and Competitive Rates