direct to you!
How Popular Are
Home Renovation Loans?
House Renovation Loans are now more popular than holiday loans, for obvious reasons.
Because we’re spending more time at home, building projects have become a priority for property owners. Not only do renovations make staying at home more enjoyable, they add value to your asset.
As the housing market continues to reach new highs, investing in your home is an easy decision to make.
How Much Can I Borrow For A
Home Improvement Loan?
Loan amounts of up to $30,000 unsecured are available, with up to $100,000 available with security. Our home improvement loan rates are highly competitive, and start at just 8.95%*.
Loan terms range from 6 months and go through to 5 years for unsecured borrowers.
Having your home renovation loan approved ahead of time can help minimise the stress of renovating.
Renovation projects can be costly, so if you work out what you’ll need to borrow first and get approval before you start, you can move ahead with confidence.
How Easy Is It To Get Approved For
A Home Improvement Loan?
As long as you have a stable income and can afford to meet your repayments, it should be relatively easy to get your loan approved.
But of course, this depends on your financial circumstances. We take our Responsible Lending Requirements seriously, so affordability is an important factor in eligibility.
How Easy Is It To Apply For A
Home Improvement Loan?
Apply in just a couple of minutes and within 1 – 2 hours one of our people will be in touch to discuss your borrowing options with you.
If you’re approved, cash could be in your bank account the same business day or next. What’s more, everything is handled online.
We provide you with a secure link to access your bank statements electronically, so there’s no need to download and email them to us.
How Much Will You
Need To Borrow?
Enter the amount you need for your project into our loan calculator. Take into account materials, builders costs, other trade services like plumbers, electricians, tilers, building consent costs and then add on extra as a buffer.
Our loan calculator will give you an estimate of what your monthly repayments could be. Your actual interest rate and monthly repayments will depend on your financial situation, how much you want to borrow, and the term of your loan.
Our team prides itself on providing exceptional customer service and finding the right solutions for each client. Make sure you get the best options for you. Fill in our 2-minute application form, or phone one of our experienced loan consultants.
Bank Said No?
Our loan company may be able to help. Typically banks require a loan-to-value ratio (LVR) of 80%, but we can work with less than that.
Make your home more enjoyable and create a beautiful, comfortable environment with a loan for DIY from Loan Direct.