Borrow $75k – Get a $75k Loan From $319 Per Week!
We strive to provide personalised solutions that align with your financial goals and aspirations…
From understanding the benefits of online loans to navigating the application process, we cover it all. We’ll explore the features that set Loan Direct apart from traditional lenders, including their streamlined application process, competitive interest rates, and personalized customer service.
We strive to provide personalised solutions that align with your financial goals and aspirations…
Kiwis love celebrating Christmas with their loved ones, but rising costs can put a strain on their finances…
Families on regular incomes are doing it tough right now…
When it comes to financing a vehicle, you want the lowest interest rate possible…
When you’re shopping for a car, having cash in your back pocket is a powerful thing. It gives you the freedom to buy any car
If you’re managing multiple debts, you probably already know it can be overwhelming trying to keep on top of it all…
Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved funds are deposited into your account the same day*.
*Annual Interest Rates (AIR) range from 9.95% p.a. to 35.50% p.a. with loan terms of 6 months to 84 months. Fees apply.
Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%
1. Loansmart Limited (FSP #7461, trading as Loan Direct) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.
2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.
3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.
4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.