Apply For A Loan Online!
Complete the form below to apply
Loans can be approved in one to two hours*. If you have any questions, or need help just give us a call on 0800 255 155 . Right, lets get you sorted faster…
*Subject to responsible lending checks and lending criteria.
At Loan Direct our Mission is to
Deliver Fast, Low-Cost Lending
We are online loan specialists that provide our clients with access to funds quickly and at highly competitive interest rates. How do we achieve this?
By drawing on the latest technology and the expertise of an experienced lending team, we can have loans approved the same day or next*.
Our team moves fast and works efficiently. With us you deal with one person – no long queues, complicated forms, or drawn out bureaucratic processes. You deal with an experienced lending professional right from the start until your loan is settled. We have the experience, products and knowledge to find a solution that is right for you at payments that suit your budget.
*Subject to responsible lending checks and lending criteria.
Our Fast
Loan Process
After you complete our easy online application, we put it in front of multiple lenders to get you the best deal. We’ll come back to you within 1-2 hours* with options, and you choose the one that works best for you.
In most cases, we can have your loan approved the same day you apply* and have the cash deposited into your account immediately. Depending on your bank, the money could appear in your account that same day or the next day.
We process applications on a first come first served basis, so the earlier in the day you apply, the better chance you have of getting it all sorted the same day.
*Subject to responsible lending criteria.
Loan Direct
Types of Loans
What can you use a personal loan for? Short answer – pretty much anything!
- Consolidate Debts
- Paying off Credit Cards
- Vehicle Loans
- Extra Spending Money
- Family Expenses
- Emergency Loans
- Holiday Loan
Loan Direct
Frequently Asked Questions
As a responsible lender, we need to identify you and also make sure you can afford the loan repayments.
We need a valid photo ID such as a Passport or Driver’s License. The easiest way to do this is to email us a photo taken from your phone.
We also need confirmation of your income & expenses, we get this by requesting the last 90 days of your bank statements. You will be provided with a secure link that authorises us to view your statements online.
Your consultant will go through this with you.
The easiest way to provide a photo ID is to email us a photo taken from your phone.
We also need confirmation of your income & expenses, we do this by requesting the last 90 days of your bank statements. You will be provided with a secure link that authorises us to view your bank statements online.
Anything else required can be emailed to us.
Firstly, you will receive an email acknowledging receipt of your application and advising who your Loan Consultant is and their contact details.
Your consultant will request the last 90 days of your bank statements and Photo ID, then proceed to complete your application fully.
Once the application is ready your Loan Consultant will send it off to the lenders for approval, this typically takes between one and two hours and your consultant will contact you if we have any queries or need to clarify anything.
We will arrange to talk on the phone so we can discuss and disclose all of the loan details with you, this phone call will be followed by an email to reconfirm all of the loan details.
We then have your loan documents sent through to you – 99% of the time they will be emailed and can be signed online with no printing or witnessing requirements.
Once the contract has been accepted you are basically done!
Depending on your approval, there may be one or two more things we need to satisfy all of the lender’s loan conditions such as settlement letters so we can pay off other debts for you.
Funds can then be paid to you!
Depending on which bank you’re with, you will receive your funds later that day. If they are returned after 3.30PM the funds may not go through until the following day (it depends on the lender too).
We can normally assist if we know the circumstances. In most cases we can still help if your current credit is up to date and your bank statements show good conduct.
Sometimes we will require security to be added to the loan, this could be a vehicle or a home.
We treat your application confidentially and the only people who will see your application are us and any Finance Company that we send it to.
Please contact us here.
