Competitive Car Loans

With so many options available when it comes to purchasing a vehicle, it is good to know Loan Direct can assist no matter who you are purchasing from. With a pre approved car loan you have the certainty of knowing your repayments in advance and can negotiate knowing your car loan is approved. With a pre approved car loan you can buy privately, through Trade Me, vehicle tender or vehicle auction. No matter who you decide to purchase from we can assist and ensure through our audit system that the vehicle you purchase has no money owing on it and that the ownership is verified.

To get a Pre Approved Car Loan, please call on 0800 323 130 or complete the online application.

Quick car loans – Loan Direct – Your money, your way

Apply Online Now!or call us on 0800 323 130 0800 323 130

We do not offer Short Term loans, all Loan Direct loans are for terms of six to sixty months.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Loan Direct would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95% $39 per week
Total cost payable over 24 Months $4154.88

We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

© 2019 Loan Direct - Personal Loans New Zealand